Wills

Everyone needs a will (it should really be mandatory!) and it’s not as hard as you think to organise. Put your mind at rest and call us – it takes just a few moments.

Don’t lose your home upon your death. Research has shown that approximately 60% of the UK adult population do not have a valid will and risk dying intestate. If you die without a will, it means you have died ‘intestate’. When this happens, the UK state determines how your property is distributed upon your death. This includes any bank accounts, securities, property, and other assets you own at the time of death.

If you want to be sure your wishes will be met after you die, then a will is vital. Don’t put your family home at risk. 90% of homeowners are in danger of losing their family home, due to a lack of proper estate planning. It’s important to be prepared with a clear and legally binding will. Let us here at the Householder Club help you get prepared. Don’t leave loved ones to cope with a legal mess when you’re gone, and cause further heartache.

Here are 6 reasons why it’s important to make a will...

  1. Reassurance – a will is the only way to make sure your savings and possessions (your estate) go to the people and causes that you care about.
  2. Looking after loved ones – although it’s hard for loved ones to talk about death, talking about your will can save everyone a lot of worry and hassle.
  3. Avoiding disputes between relatives – disputes over wills can cause arguments amongst family members, and may even need a solicitor to resolve them. Leaving a will should remove any doubt about who you want to leave your estate to.
  4. Protecting your assets – a will can ensure assets are kept within the family and are passed down the generations.
  5. Saving on Inheritance Tax – with a carefully planned will, you can also cut your Inheritance Tax bill.
  6. Your Funeral details – it’s not an easy topic to discuss, but your will can be a way to let people know whether you would prefer to be buried or cremated.

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